Kevin Hughes @ ACIS helps cover up PAF Insurance Scam for profit

After reading this, I am sure you can come to the same conclusion. PAF Insurance is a scam, has been fined multiple times for this and still operate illegally. They currently are not licensed in their state of incorporation and cannot operate in any other state.

I do not know who WCI is so I don’t know what you are talking about. If this entity whom I never heard of has some information about you I guess I am not surprised since your reputation in London is quite the same as Gershman’s reputation here in the U.S and abroad. I have heard from so many people and companies about who Kevin Hughes is your tactics and business dealings quite similar to that of Gershman. EVERY SINGLE company or person that we showed our evidence cancelled Gershman. You were the only one that ignored it and continued to side with him after seeing hard black and white evidence he cheated you and the insurance companies you represent. You acknowledged this in your emails to BOB and then met with the insurance companies and relayed the lies you knew were lies to the insurance companies.

I know that Gershman spread the lies and his version of the story but we have court recorder in the room that him and his lawyer begged us to step away from the arbitration because they knew they would lose. The $300,000 was a way to use (Just as you would do if you are in a lawsuit) is to get the recovery of the money as fast as we can and get rid of him. HOWEVER, it was on our terms (not to do all these illegal stuff) which he agreed verbally in front of the arbitrator and lawyers and then again Gershman is Gershman after we all as decent and honorable people believe agreements in front of lawyers and eye to eye for Gershman it was just another tactic to make us go away and win more time to go about his illegal business. We put very clear terms and he agreed NOT to use aliases, not to sell in states that he is not licensed, not to pocket premiums by submitting cancellations so far out and NOT to cut on the bill we send him because he switches from all risk to total loss 3 weeks after shipment arrived and more and more that him and his lawyer apologized million times over to get us to walk away!!!!

Obviously your tactics and reputation is just exactly that so no wonder you sided and cooperated with him all along despite that you knew he was cheating you and cheating the insurance company we saw an email between you and Bob saying “how can we hide this? How can we make the insurance company go away from our backs”. You play with fire you get burned it’s just a matter of time.

Bottom line we won and Gershman got his fines, and actions and big loss paying us $160,000. I can only think that either you just run your business exactly like Gershman that you agree with all what we found and showed you or you are just desperate for business it’s one or the other!

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From: Kevin Hughes – H&P [mailto:kbh@hughesandpartners.com]
Subject: RE: PAF Insurance via ACIS/Tokio Marine
Importance: High

 

I suggest you read my e-mail of yesterday again. The e-mail from WCI was inaccurate and I have made it clear to them that I want any posting to be withdrawn. Of course I knew where their “information” came from; I recognise the “style” immediately.

If Gershman was acting illegally, why did you deal with him? And when he stopped dealing with you, why did you go to arbitration seeking to force him to commit to providing you with US$300,000 worth of insurance in the following 12 months? Very strange in view of your strident commentary of Gershman.

Since you seem to be confused as to which branch of Tokio Marine is involved, I have passed a copy of this latest diatribe to the relevant people here in London.

ACIS Cargo Underwriting Agency Limited
9th Floor, 40 Lime Street
London EC3M 7AW United Kingdom
(Direct :  +44 (0)207 099 6889
(Main :  +44 (0)207 099 6888
MobÈ  :+44(0)7767 796209
*: Kevin.Hughes@aciscargo.com
www.aciscargo.com

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Subject: FW: PAF Insurance via ACIS/Tokio Marine

I am sending this to Tokio Marine too.

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Subject: PAF Insurance via ACIS/Tokio Marine
Importance: High

Kevin,

I will not retract anything I said that was so true!

We read all the subpoena emails between you and Bob. You were well aware that Gershman reappeared to you under fake names and communicated with you using alias names because he was cancelled by you and other companies exhausted all his coverage options so he came to you using fake names and fraudulent application. It was all in the subpoena.  There was no father that owed you money or anything that he said in his emails replies to you while you questioned him. Gershman has been and STILL IS selling insurance without a license all over the U.S. although after all this saga he sent his son in law to get license he was not licensed for 15 years selling insurance by companies that later cancelled him when they found out. Still Gershman acts as an underwriter quoting and selling insurance when he is not even licensed . His son in law does not quote anyone or communicates with anyone. He quotes and sells insurance in FL or many other states without a license. You know this, you knew this and it does not matter that you worked directly with a company that was licensed. The fact that you were aware of his illegal conduct and did not ask Alan not to sell him insurance shows that you participated in the illegal conduct. Your emails between you and Bob confirmed his conduct about selecting different categories to pay you less and each and every certificate that had ACIS on it was violating the law because it was sold in states that he was not licensed! The information is still in the process to be reviewed in personal meeting with the financial services of London when I arrive to London.

You knew that he was using fake names and that you cancelled him in the past and that he owed you  money it was Gershman not his father and that he submitted to you fraudulent application that he was a freight forwarder and used fake name. All of that was accepted by YOU and BOB and despite all that you thought that we were making thing up!!! We WON the lawsuit and Gershman paid us $160,000 and got fined by commissioners from right to left.

Check his website, the guy will never change.  He still uses fake address on his website. He operates out of his home in Moorpark and has Westlake village address. When the federal maritime investigator went to this address he found no one. It was a post office box. He still uses fake email disclaimers sending to customers “ your insurance certificate is sent to you by your transportation carrier” when in fact they did not book any freight with him.

He has been insuring with us in 2013 and we cancelled him because he was pocketing premium. He would cancel certificates for shipments that arrived . He went around and said that I was complaining against him because I got upset he left me. THAT WAS A LIE AMONGST SO MANY LIES. Everything he says is a lie. He is just very charming person that knows how to write nice convincing made up stories. I showed all the evidence to the arbitrator that I dumped him not he left me. He did all these illegal stuff that I gave up on his premium income AND paid lawyers to go after him. He probably paid you 0.10 cents and charges 0.75 cents. I see quotes from him to customers every day. He charges thousands of dollars on each certificate and pays you cents.

Too bad that you and BOB were so against us and siding with someone that cheated you once and WILL NEVER CHANGE. We gave him a second chance too but he kept on cheating. We wanted to alert you and help you ! At the end, everything I said was true and accurate and …… I WON.

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Subject: PAF Insurance via ACIS/Tokio Marine
Importance: High

I have just found your e-mails in my junk mail (appropriately) and I suggest you go away and check your information. We are all fully aware of the allegations against Gershman/ICTS/PAF. Their business came to us through a fully licensed US broker, not directly.

In your e-mail of 5th April 2017, you state that AXA cancelled but Tokio Marine did not. That is not correct.  Acis wrote on behalf of AXA and Tokio Marine and took the decision, after full discussion with them,  to cancel on behalf of both as a result of poor claims experience.

We have not dealt with Gershman/ICTS/PAF since late 2015 whereas you appear to be stating something different.

You should be very careful when relying on “information” provided to you by a third party and I would like you to remove and retract anything you have posted and confirm to me within the next 7 days that you have done so.

I have copied in Tokio Marine UK; Tokio Marine America were never involved.
Regards,
Kevin Hughes
Chairman
ACIS Cargo Underwriting Agency Limited
9th Floor, 40 Lime Street
London EC3M 7AW United Kingdom
(Direct :  +44 (0)207 099 6889
(Main :  +44 (0)207 099 6888
Mob  :+44(0)7767 796209
*: Kevin.Hughes@aciscargo.com
www.aciscargo.com

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