What does PAF Charge 3rd Party Shippers for Fake insurance?

Below is what we are told they charge England Logistics for insurance who resell it without a license.

Based on $100 of coverage…. What are you paying? 

BOTTLED PRODUCTS, (NO BEVERAGES) $0.55
AUTOMOBILES, MOTORBIKES $0.10
BOTTLED BEVERAGES (NO LIQUOR) $0.30
BRANDED GOODS $0.30
CHEMICALS & HAZARDOUS MATERIALS $0.70
COMPUTERS $0.55
ELECTRONICS $0.55
FINE ARTS $1.80
FRAGILE GOODS $1.50
FROZEN FOODS $1.25
FROZEN MEAT $1.25
GENERAL MERCHANDISE/GENERAL CARGO $0.22
HOUSEHOLD GOODS AND PERSONAL EFFECTS $2.50
MACHINERY (WHICH IS NOT PRONE TO BREAKAGE) $0.22
NEW PERFUMES $0.50
NON-PERISHABLE FOOD $0.40
PRECISION INSTRUMENTS $0.35
TELESCOPES $1.50
TELEVISIONS $2.50
WINE & SPIRITS/LIQUOR $0.35
YACHTS AND BOATS $1.75